USD Account in Kenya
Open a USD account from Kenya with account and routing numbers in your own name. Receive ACH and wire transfers from clients, employers and platforms, then withdraw to your M-Pesa or bank account in KES.
No US address or SSN needed
USD Account, in your name
Account number
Routing number
ACH from a client
Received
Wire from a client
Received
Withdrawn to your M-Pesa or bank account
Converted to KES
An example of the account view. Not a live balance, and the numbers shown are not real account details.
In Kenya, receiving dollars usually means a foreign-currency account with minimum balances and paperwork most freelancers cannot justify, or a payout service that converts on arrival at a rate you had no say in. Wires from small US clients get flagged or bounced, and platform payouts land days late. Because almost everything local runs on M-Pesa, money that finally arrives in a bank account still needs another step before it is actually spendable.
Novacrust gives you a real USD account in your own name that takes ACH and wire directly, then lets you withdraw to M-Pesa or your Kenyan bank in shillings, at a rate shown before you move anything.
How it works
Sign up with an email address. No US address and no minimum balance.
Complete KYC with a government-issued ID from Kenya. It takes about two minutes.
Get your account and routing numbers, share them with clients or platforms, and withdraw to your local account in KES whenever you want.
Getting paid
Share your account and routing numbers and let clients, employers and payout platforms pay you the way they pay any US account.
From any US bank
SWIFT from anywhere
This is not another account to manage. It is the one that removes the middle step, so dollars arrive in your own name and leave in KES to your M-Pesa or bank account, at a rate you see before you confirm.
“I used to rely on friends abroad before this. Now clients pay me directly and it just works.”
Wanjiku Kamau
Nairobi
“My wire transfers finally arrive without issues, even the small ones from new clients.”
Brian Otieno
Kisumu
“I can withdraw to M-Pesa immediately after receiving USD. That is the part nobody else does.”
Aisha Mohamed
Mombasa
Most people are ready within minutes of finishing verification. You get account and routing numbers as soon as the account is open.
Open a USD account in your own name, receive ACH and wire transfers, and withdraw to your M-Pesa or bank account in KES.
Open Free USD AccountNo US address or SSN needed
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Novacrust is a financial technology company, not a bank.
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