🇬🇧 the UK to 🇰🇪 Kenya
Send money from the United Kingdom to Kenya and your recipient is paid in KES. Fund with GBP from a bank or card, or send stablecoins from any wallet. The rate and fee are shown before you confirm.
Faster Payments or debit card
An example transfer
Fund with GBP
Or fund with stablecoins
They receive
KSh 87,001.54
Delivered to
M-Pesa or bank account
Fee
Shown before you confirm
Indicative rate, updated 2026-08-05. Your final rate is confirmed before you send.
Sending money from the United Kingdom to Kenya through a bank or a traditional transfer service means a rate you cannot see until the end, fees split between the sending and receiving side, and a transfer that can sit for days. If your bank flags the payment or your card is declined, you start over somewhere else.
Novacrust shows the KES figure and the fee before you confirm, and lets you fund the same transfer with GBP or with stablecoins if your bank gets in the way. Your recipient is paid to m-pesa or bank account.
How it works
Sign up for free in minutes and verify your identity.
Pay in from a bank account or card in the United Kingdom, or send stablecoins from any wallet or exchange.
Pick your recipient's payout rail and confirm. The rate and fee are shown before you send.
Payout options
Most Kenyan adults use mobile money, yet many providers can only pay into a bank account, or charge a premium to reach a wallet. Novacrust treats M-Pesa as a first-class payout rail, funded in pounds or in crypto.
80%+
Mobile money usage among Kenyan adults
Source: GSMA
$4.9B
Annual remittance inflows to Kenya
Source: Central Bank of Kenya
Why Novacrust
Send to a Safaricom M-Pesa number directly, not via a bank account your recipient then has to withdraw from.
Fund with Faster Payments, a UK debit card, or crypto you already hold. Same transfer, same rate transparency.
Hold KES and send onward to Uganda, Tanzania or Rwanda without moving money out to another provider.
“My father does not use a bank, everything is M-Pesa. Novacrust is the only one where the money actually lands in his wallet in minutes.”
Wanjiku Kamau
London · sends monthly to Nairobi
“I send on payday and my sister in Kisumu has it before I have finished my coffee. The rate is shown up front, which is all I wanted.”
Brian Otieno
Manchester · sends monthly to Kisumu
It depends on the payout method your recipient chooses. M-Pesa is usually within minutes, a bank transfer is the same day or the next business day, and a crypto wallet payout arrives as soon as the network confirms.
Fund with GBP or with stablecoins, and your recipient is paid in KES to m-pesa or bank account.
Send Money NowThe rate and fee are shown before you confirm
Crypto to cash and cross-border money, built for people who work without borders.
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Novacrust is a financial technology company, not a bank.
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